By accessing or using KiborRate.pk, you agree to be bound by these Terms & Conditions. If you do not agree with any part of these terms, please do not use the website.
1. Use of the website
You may use this website for lawful, personal and informational purposes. You agree not to:
- attempt to gain unauthorised access to the website or its servers;
- disrupt, overload or interfere with the normal operation of the website;
- use automated tools to scrape or harvest data in a way that impairs the service;
- reproduce or redistribute the content for commercial gain without permission.
2. Accuracy of information
While we strive to keep the KIBOR data on this website accurate and up to date, rates are provided on an "as is" and "as available" basis. Figures may be delayed, contain errors, or differ from official SBP publications. Always verify rates with the State Bank of Pakistan before relying on them.
3. No financial advice
The content of this website is provided for general information only and does not constitute financial, investment, legal or professional advice. You should consult a qualified professional before making any financial decisions.
4. Intellectual property
The KiborRate.pk name, logo, design and original content are our property and are protected by applicable intellectual property laws. KIBOR rate data itself is published by the State Bank of Pakistan and remains subject to its terms of use.
5. Limitation of liability
To the maximum extent permitted by law, KiborRate.pk shall not be liable for any direct, indirect, incidental, special or consequential damages arising out of your use of, or inability to use, the website or the information it contains.
6. Links to third parties
The website may contain links to external sites. We are not responsible for the content or privacy practices of those sites.
7. Changes to these terms
We may revise these Terms & Conditions at any time. Changes take effect when posted on this page.
8. Governing law
These terms are governed by the laws of the Islamic Republic of Pakistan. Any disputes shall be subject to the exclusive jurisdiction of the courts of Pakistan.