What is Kibor and why does it matter?
KIBOR is Pakistan's benchmark interbank lending rate. Here is a plain-English explainer of how it works, who uses it, and why it moves markets.
Read more →Kibor Rate Today
Latest Kibor rates in Pakistan, the Karachi Interbank Offered Rate. Data for Tuesday, 22 September 2026: 1 Month KIBOR 11.45% · 3 Month KIBOR 11.49% · 6 Month KIBOR 11.72% · 1 Year KIBOR 11.85%.
1 Month Kibor
Bid11.450.02
Offer11.950.02
3 Month Kibor
Bid11.490.03
Offer11.740.03
6 Month Kibor
Bid11.720.01
Offer11.970.01
1 Year Kibor
Bid11.850.01
Offer12.350.01
Daily Kibor Rate Table
| Tenor | Bid | Offer |
|---|---|---|
| 1 Week | 11.37-0.01 | 11.87-0.01 |
| 2 Week | 11.400.00 | 11.900.00 |
| 1 Month | 11.45-0.02 | 11.95-0.02 |
| 3 Month | 11.49-0.03 | 11.74-0.03 |
| 6 Month | 11.72-0.01 | 11.97-0.01 |
| 9 Month | 11.82+0.02 | 12.32+0.02 |
| 1 Year | 11.85+0.01 | 12.35+0.01 |
Rates by Tenor
Bid and offer rates across all tenors for a selected date.
Browse Kibor Rates by Tenor
Compare every tenor side by side.
1 Week Kibor
Today's 1 Week rate, chart and history.
2 Week Kibor
Today's 2 Week rate, chart and history.
1 Month Kibor
Today's 1 Month rate, chart and history.
3 Month Kibor
Today's 3 Month rate, chart and history.
6 Month Kibor
Today's 6 Month rate, chart and history.
9 Month Kibor
Today's 9 Month rate, chart and history.
1 Year Kibor
Today's 1 Year rate, chart and history.
Recent 5 Days History
| Date | Tenor | Bid | Offer |
|---|---|---|---|
| 22 Sep 2026 | 1 Week | 11.37 | 11.87 |
| 22 Sep 2026 | 2 Week | 11.40 | 11.90 |
| 22 Sep 2026 | 1 Month | 11.45 | 11.95 |
| 22 Sep 2026 | 3 Month | 11.49 | 11.74 |
| 22 Sep 2026 | 6 Month | 11.72 | 11.97 |
| 22 Sep 2026 | 9 Month | 11.82 | 12.32 |
| 22 Sep 2026 | 1 Year | 11.85 | 12.35 |
| 21 Sep 2026 | 1 Week | 11.38 | 11.88 |
| 21 Sep 2026 | 2 Week | 11.40 | 11.90 |
| 21 Sep 2026 | 1 Month | 11.47 | 11.97 |
| 21 Sep 2026 | 3 Month | 11.52 | 11.77 |
| 21 Sep 2026 | 6 Month | 11.73 | 11.98 |
| 21 Sep 2026 | 9 Month | 11.80 | 12.30 |
| 21 Sep 2026 | 1 Year | 11.84 | 12.34 |
| 18 Sep 2026 | 1 Week | 11.38 | 11.88 |
| 18 Sep 2026 | 2 Week | 11.39 | 11.89 |
| 18 Sep 2026 | 1 Month | 11.44 | 11.94 |
| 18 Sep 2026 | 3 Month | 11.50 | 11.75 |
| 18 Sep 2026 | 6 Month | 11.71 | 11.96 |
| 18 Sep 2026 | 9 Month | 11.80 | 12.30 |
| 18 Sep 2026 | 1 Year | 11.84 | 12.34 |
| 17 Sep 2026 | 1 Week | 11.38 | 11.88 |
| 17 Sep 2026 | 2 Week | 11.39 | 11.89 |
| 17 Sep 2026 | 1 Month | 11.46 | 11.96 |
| 17 Sep 2026 | 3 Month | 11.52 | 11.77 |
| 17 Sep 2026 | 6 Month | 11.73 | 11.98 |
| 17 Sep 2026 | 9 Month | 11.79 | 12.29 |
| 17 Sep 2026 | 1 Year | 11.83 | 12.33 |
| 16 Sep 2026 | 1 Week | 11.38 | 11.88 |
| 16 Sep 2026 | 2 Week | 11.39 | 11.89 |
| 16 Sep 2026 | 1 Month | 11.47 | 11.97 |
| 16 Sep 2026 | 3 Month | 11.53 | 11.78 |
| 16 Sep 2026 | 6 Month | 11.75 | 12.00 |
| 16 Sep 2026 | 9 Month | 11.79 | 12.29 |
| 16 Sep 2026 | 1 Year | 11.82 | 12.32 |
Full Kibor History
Browse bid and offer rates for every date we hold, with year and month filters.
View HistoryKibor Rate FAQs
As of 22 September 2026, the latest KIBOR rates in Pakistan are: 1 Week KIBOR (bid 11.37% / offer 11.87%), 2 Week KIBOR (bid 11.40% / offer 11.90%), 1 Month KIBOR (bid 11.45% / offer 11.95%), 3 Month KIBOR (bid 11.49% / offer 11.74%), 6 Month KIBOR (bid 11.72% / offer 11.97%), 9 Month KIBOR (bid 11.82% / offer 12.32%), 1 Year KIBOR (bid 11.85% / offer 12.35%). Rates are published on every banking day.
As of 22 September 2026, the 1 Week KIBOR rate is 11.37% bid and 11.87% offer. It is updated on every banking day.
As of 22 September 2026, the 2 Week KIBOR rate is 11.40% bid and 11.90% offer. It is updated on every banking day.
As of 22 September 2026, the 1 Month KIBOR rate is 11.45% bid and 11.95% offer. It is updated on every banking day.
As of 22 September 2026, the 3 Month KIBOR rate is 11.49% bid and 11.74% offer. It is updated on every banking day.
As of 22 September 2026, the 6 Month KIBOR rate is 11.72% bid and 11.97% offer. It is updated on every banking day.
As of 22 September 2026, the 9 Month KIBOR rate is 11.82% bid and 12.32% offer. It is updated on every banking day.
As of 22 September 2026, the 1 Year KIBOR rate (also written as "one year") is 11.85% bid and 12.35% offer. It is updated on every banking day.
KIBOR is a daily benchmark set by Pakistan's interbank money market. This page shows the latest published rates, free of charge.
The table covers the main tenors such as 1 Week, 2 Weeks, 1 Month, 3 Months, 6 Months, 9 Months and 1 Year. Bid is the rate a bank will pay to borrow funds and Offer is the rate at which it will lend.
KIBOR is the reference rate used to price loans, mortgages, bonds, Sukuk and other financial products in Pakistan. When KIBOR moves, the cost of borrowing for consumers and businesses moves with it.
No. The policy rate is set by the central bank, while KIBOR is set by supply and demand in the interbank money market. KIBOR typically tracks the policy rate closely but can move independently.
KIBOR is normally fixed each working day. This page is updated as soon as the latest figures are available.