3 Month Kibor Rate Today
Latest 3 Month Kibor rate in Pakistan, the Karachi Interbank Offered Rate for the 3 Month tenor. Data for Friday, 06 November 2026: 3 Month Kibor 12.12% (offer 12.37%)
3 Month Kibor Chart
Historical 3 Month Kibor Bid and Offer over time. Pick a range below.
3 Month Kibor History
3 Month Kibor rates, newest first. Use Load More to browse older dates.
| Date | Bid | Offer |
|---|---|---|
| 06 Nov 2026 | 12.12 | 12.37 |
| 05 Nov 2026 | 12.11 | 12.36 |
| 04 Nov 2026 | 12.19 | 12.44 |
| 03 Nov 2026 | 12.20 | 12.45 |
| 02 Nov 2026 | 12.21 | 12.46 |
| 30 Oct 2026 | 12.21 | 12.46 |
| 29 Oct 2026 | 12.19 | 12.44 |
| 28 Oct 2026 | 11.98 | 12.23 |
| 27 Oct 2026 | 11.96 | 12.21 |
| 26 Oct 2026 | 11.78 | 12.03 |
| 23 Oct 2026 | 11.75 | 12.00 |
| 22 Oct 2026 | 11.76 | 12.01 |
| 21 Oct 2026 | 11.76 | 12.01 |
| 20 Oct 2026 | 11.76 | 12.01 |
| 19 Oct 2026 | 11.76 | 12.01 |
| 16 Oct 2026 | 11.76 | 12.01 |
| 15 Oct 2026 | 11.74 | 12.99 |
| 14 Oct 2026 | 11.72 | 12.97 |
| 13 Oct 2026 | 11.76 | 12.01 |
| 12 Oct 2026 | 11.76 | 12.01 |
What is the 3 Month Kibor?
The 3 Month KIBOR (Karachi Interbank Offered Rate) is the average rate at which banks in Pakistan borrow and lend unsecured funds among themselves for a 3 Month period. It is published by the State Bank of Pakistan on each banking day and is a key benchmark used to price loans, bonds, deposits and floating-rate financial products across Pakistan.
The latest published 3 Month KIBOR is 12.12% bid and 12.37% offer as of 06 November 2026. Changes in the 3 Month KIBOR closely follow the State Bank's policy rate and market liquidity, so it is an important indicator of short-term borrowing costs in Pakistan.
Browse Kibor Rates by Tenor
Compare every tenor side by side.
1 Week Kibor
Today's 1 Week rate, chart and history.
2 Week Kibor
Today's 2 Week rate, chart and history.
1 Month Kibor
Today's 1 Month rate, chart and history.
3 Month Kibor
Today's 3 Month rate, chart and history.
6 Month Kibor
Today's 6 Month rate, chart and history.
9 Month Kibor
Today's 9 Month rate, chart and history.
1 Year Kibor
Today's 1 Year rate, chart and history.